Bank loan card in increasingly demanding business environments of Japan unsecured loans to individuals and businesses in power and the balance of loans is growing 67 percent five years until the end of December last year.
this is the financial services agency may have been excessive lending and embarked on a survey on a national banking association banks voluntary measures taken against asked.

affected by such a situation, even without proof of income, such as withholding tax from this month Sumitomo Mitsui Banking lending limit was reduced to 500000 yen from 3 million yen. Maximum amount of loans do not need documents to prove income equally considers that Bank of Tokyo-Mitsubishi UFJ from 2 million to 500000 yen, Mizuho Bank also fewer than 2 million yen for the current to each.

is started avoid excessive lending and limit other major banks has as one half of the annual income of the loan amount and TV advertising time and content review, by former consumer indebtedness initiative.