カードローン 融資後のチェック不十分 金融庁が改善指導 | NHKニュースを英語にすると
The Financial Services Agency judges whether excessive loans leading to multiple debts are being made at the bank's personal loan "Card Loan" As a result of conducting on-site inspections on 12 banks, we instructed all banks to make improvements as it was not enough to continue to assess the repayment ability of users even after financing.
According to the results of the survey released on 26th, neither bank had insufficient efforts to grasp the user's income continuously, so the Financial Services Agency will issue a certificate of annual income even after financing I instructed to check repayment ability such as receiving.
Also, with regard to five of these banks, it is said that they were able to finance up to a fixed amount regardless of the amount of loans from other banks, considering the loan from other banks, We urged improvement as we decide.
The balance of "card loans" was 5.8 trillion yen as of the end of September last year, which has increased by more than 70% over the past five years, the Financial Services Agency said, "To prevent the occurrence of multiple debts Although certain improvements are seen in the maintenance of the position, we will continue to monitor it in the future ".
[ad_1]